Terms & Conditions
Effective Date: August 13, 2026
Welcome to the website of AERA Insurance Group LLC (“AERA Insurance Group,” “AERA,” “we,” “us,” or “our”). By accessing or using this website, you agree to the following Terms & Conditions.
General Information
The information provided on this website is for general informational purposes and is intended to help visitors learn about AERA Insurance Group and the insurance products and services we may assist with.
Nothing on this website should be interpreted as a guarantee of insurance coverage, pricing, eligibility, or policy issuance.
Insurance Coverage
Submitting a contact form, requesting a quote, sending an email, leaving a voicemail, or communicating with AERA Insurance Group does not bind, modify, renew, extend, or otherwise create insurance coverage.
Insurance coverage is subject to the terms, conditions, exclusions, underwriting requirements, and approval of the applicable insurance carrier.
Coverage should not be considered bound or changed unless you have received confirmation from an authorized representative that the requested coverage has been placed or modified.
Quotes and Information
Insurance quotes are based on the information available at the time they are prepared and may be subject to change following underwriting, verification of information, carrier requirements, or other factors.
Customers are responsible for providing accurate and complete information when requesting insurance products or services.
Independent Insurance Agency
AERA Insurance Group is an independent insurance agency. Insurance products and availability may vary by carrier, underwriting guidelines, eligibility, location, and other factors.
References to insurance products or coverage types on this website do not guarantee that a particular product, carrier, or coverage will be available to every customer.
Electronic Communications
By contacting us electronically, you consent to receiving communications from us electronically when appropriate, including by email.
If you separately consent to SMS/text communications, you may receive text messages from AERA Insurance Group concerning your inquiries, quotes, policies, service requests, appointments, or other insurance-related matters.
Message frequency may vary. Message and data rates may apply. Reply STOP to opt out of SMS communications and HELP for assistance.
Consent to receive text messages is not a condition of purchasing goods or services.
Website Use
You agree not to misuse this website, attempt to gain unauthorized access to the website or related systems, interfere with website operation, or use the website for unlawful or fraudulent purposes.
Intellectual Property
Unless otherwise indicated, the AERA Insurance Group name, branding, website content, graphics, and other original materials on this website are owned by or licensed to AERA Insurance Group LLC and may not be reproduced or used without authorization.
Third-Party Websites
Our website may provide links to websites operated by insurance carriers or other third parties. These websites are governed by their own terms and privacy practices. AERA Insurance Group is not responsible for third-party website content or practices.
Limitation of Website Information
We make reasonable efforts to maintain accurate information on this website; however, insurance products, carrier availability, coverage terms, and other information may change.
For information regarding a specific insurance policy, the actual policy documents, declarations, endorsements, exclusions, and carrier-issued materials govern.
Changes to These Terms
AERA Insurance Group may update these Terms & Conditions periodically. Updated terms will be posted on this page with a revised effective date.
Contact Us
Questions regarding these Terms & Conditions may be directed to:
AERA Insurance Group LLC
6575 West Loop S, Ste 500
Bellaire, TX 77401-3509
Phone: (713) 842-2888
Email: info@aera-insurance.com